Choose a fund that will make money.

1, see the cumulative net growth rate of the fund.

You can examine the cumulative net growth rate of the fund. Fund cumulative net growth rate = (cumulative net share-unit face value) ÷ unit face value. For example, if the current cumulative net value of a fund is 1. 18 yuan and the unit face value is 1.00 yuan, the cumulative net value growth rate of the fund is 18%.

2. Look at the dividend ratio of the fund.

You can look at the dividend ratio of the fund. Fund dividend ratio = accumulated fund dividend amount ÷ fund face value. Take Rongtong Shenzhen Stock Exchange 100 Index Fund as an example (it does not constitute financial advice). Since its establishment in September, 2003, it has paid dividends for 7 times, with the dividend ratio of 16%. One of the prerequisites for fund dividends is that it must have a certain profit, and it can realize dividends or even continue to pay dividends, which can reflect the ideal operation of the fund to some extent.

3. Look at the market trend

Fund returns can be compared with market trends. If the performance of a fund is better than the market index in the same period most of the time, then it can be said that the management of this fund is relatively effective. If you choose this fund for regular fixed investment, the risk and return will reach an ideal matching state.

4. Look at the same type of fund.

Fund income can be compared with other similar funds. Generally speaking, different types of funds with different risks should be treated differently, and it is of little significance to directly compare the business of different types of funds.

5. Look at the judgment of professional companies

Finally, investors can also learn from the judgments of some professional companies and have a better measure of the management ability of fund managers.