Financial management doesn't care how much money there is. According to the investment strategy, it can be divided into three types: radical, steady and conservative. You can choose your investment strategy according to your actual situation.

Aggressive, such as investing in stock funds and index funds. If you are willing to take high risks and get high returns, you can open a securities shareholder account in a securities company, and then directly invest in closed-end funds or ETF (transactional index funds), with a handling fee of only 0.3%, and you can make use of market opportunities to make short-term investments and get higher returns than simply holding funds. Of course, it is necessary to learn some basic knowledge of securities investment.

Steady, such as investing in bonds or bond funds. With your capital, it is recommended to invest in bond funds instead of bonds directly, because bond funds can now issue new shares with higher yield than bonds and can buy and sell them at any time. Enjoy the benefits of long-term investment and maintain the same liquidity as current savings.

Be conservative. If you don't want to learn anything, save it for half a year or 1 year.

In short, there is no limit to financial management. Don't blindly manage or invest because you have more money than you have. A good start will lead to a bright future.