The "Litianli" wealth management plan is a wealth management product plan of ICBC. Entrusted by ICBC, it collects idle funds from one or more current accounts you open in ICBC, and then uses them to purchase money funds. When your account balance is lower than the set value, it automatically initiates redemption to replenish your account balance, so as to manage idle funds in your account and increase wealth management.

Business process of handling "increasing profit" financial plan:

1. Identify the specific money fund products you want to invest in.

2. Designate a current account to increase interest for the fund. And set the upper and lower limits of the account balance. When the account balance exceeds the upper limit level, the excess will be automatically transferred to the fund account and the fund subscription will be automatically carried out; When the balance of demand deposit is lower than the lower limit level, the fund redemption application will be automatically initiated to restore the account balance to the upper limit level.

3. One to four other current accounts can be designated as "Litianli accounts", and each agreement transfer account can be set with a reserved balance. When the actual deposit balance of the account exceeds the set reserved balance, the excess will be automatically transferred to Litianli account.

Matters needing attention

1. A current account can only be designated as a "Litianli account" of a fund.

2. The current account designated as "agreement transfer account" cannot be designated as "interest increase account" of other funds.

3. To handle the "Li" financial plan, you need to open a fund trading account and a fund management company TA account in advance.

Funds purchased by "increasing profits" are the same as those purchased by ordinary methods, and the money fund carries forward/issues income on a fixed date every month.

The service is valid for 5 years, and can be reapplied after the expiration. You may also terminate this service at any time. Operation method: after logging in to personal online banking, select "ICBC Financial Management"->; The function of "financial service inquiry/termination" is self-service.

At present, the monetary funds sold by the Bank include:

20230 1 South Cash Increase Fund

040003 Huaan Cash Fuli Fund

163802 BOC international money market securities investment fund

320002 Nuoan Money Market Securities Investment Fund

270004 Guangfa Money Market Fund

482002 ICBC Credit Suisse Money Market Fund

530002 Jianxin Money Market Fund

3 10338 Shenwan Paris Income Money Market Fund

You can log in to www.icbc.com.cn and click "Fund->" at the top right; The Fund Net Value Announcement inquires about the past performance of the fund, but this information is for reference only and cannot represent the future income of the fund.