Legal analysis: Unemployment insurance refers to a system that is enforced by the state through legislation, and employers, employees' individual contributions and state financial subsidies jointly raise funds to establish an unemployment insurance fund to provide material help to workers who have temporarily suspended their lives due to unemployment, to ensure their basic livelihood, and to create conditions for their re-employment through vocational training and employment introduction.

Legal basis: Article 5 of the Regulations on Unemployment Insurance in People's Republic of China (PRC) consists of the following items: (1) Unemployment insurance premiums paid by urban enterprises and institutions and employees of urban enterprises and institutions; (2) Interest of the unemployment insurance fund; (3) financial subsidies; (four) other funds incorporated into the unemployment insurance fund according to law. Unemployment insurance money consists of unemployment insurance money, medical subsidy, funeral subsidy and pension, vocational training and vocational introduction subsidy. The most important thing in unemployment insurance benefits is unemployment insurance. Unemployed people can only enjoy other benefits during the period of receiving unemployment insurance benefits.