1. These are for life. Until you retire, the money in your pension insurance will be paid to you year by year. If you want to call it yourself, you can go to the Social Labor and Social Security Bureau to apply for it. 2. Introduction to unemployment insurance benefits 1. Application conditions are as follows
It is stipulated to participate in unemployment insurance and fulfill the payment obligation for more than one year, or even though it is less than one year, the person still has the period to receive unemployment insurance benefits.
Interruption of employment not due to one's own will.
The application procedures for unemployment insurance benefits have been completed in accordance with regulations; people with urban household registration in this city have completed unemployment registration, and have job requirements and accepted job introductions.
2. Benefit standards (1) Unemployed persons with urban registered permanent residence 1. Unemployment insurance benefits: (1) Enjoy the period of paying unemployment insurance premiums for 1 to 4 years, and receive 1 month of unemployment insurance benefits for every 1 year; if you have paid for more than 4 years,
For the period exceeding 4 years, one month of unemployment insurance benefits will be added for every six months; the maximum benefit period shall not exceed 24 months.
If you are involuntarily unemployed again after re-employment, the unemployment insurance period you enjoy this time can be combined with the unemployment insurance period you should have received but not received during the previous unemployment, but the longest period of receiving unemployment insurance shall not exceed 24 months. Pay after re-employment.
If you become involuntarily unemployed again within one year, you can continue to apply for unemployment insurance benefits that have not yet been collected from the previous unemployment.
(2) The payment standard is based on 80% of the city’s minimum wage standard on a monthly basis (currently 548 yuan per person per month).
2. Medical benefits: (1) Those who have participated in medical insurance. Those who have participated in medical insurance will continue to participate in basic medical insurance, pay medical insurance premiums and enjoy the relevant benefits of medical insurance during the period of receiving unemployment benefits.
The insurance base, proportion and payment method are as follows: medical premiums are calculated based on 60% of the average social wage in the previous year. The part paid by the original unit (8%) of the required funds is paid by the unemployment insurance fund, and the part paid by the individual (2%
) will be withheld from his or her monthly unemployment insurance benefits; if the unemployment insurance benefits after withholding are lower than the city’s minimum living security standard for residents, the individual payment portion will be borne by the unemployment insurance fund.
The original unemployment insurance medical subsidies and one-time hospitalization medical subsidies will be cancelled.
(2) For those who do not participate in basic medical insurance, medical subsidies will be paid during the period of receiving unemployment insurance benefits: 10% of the city’s minimum wage standard (currently 69 yuan per person per month), and will be paid monthly along with unemployment insurance benefits.
Hospitalization subsidy: If you suffer a serious illness while receiving unemployment insurance benefits (excluding injuries and illnesses caused by fighting or participating in illegal and criminal activities), a subsidy of no more than 50% of the medical expenses will be provided according to the basic medical insurance regulations.
3. Death Benefit: If an insured person dies while receiving unemployment insurance benefits, he or she may enjoy funeral subsidies and relatives’ pensions: (1), Funeral subsidy = average monthly salary of city employees in the previous year at the time of death × 3 (months) (2),
Pension for dependent spouse and immediate family members = average monthly salary of municipal employees in the previous year at the time of death × 6 (months) (2). For farmers under the contract system who have paid continuously for one year, a one-time unemployment benefit will be calculated based on 12% of the paid salary.
The subsidy is an additional 1% of the average monthly paid salary for each additional month of payment.
After receiving the one-time living allowance, the unemployment insurance relationship will terminate automatically.
3. Those who stop enjoying unemployment insurance benefits and re-employ under the following circumstances; those who are subject to military service; those who emigrate abroad; those who enjoy basic pension insurance benefits; those who are sentenced to prison or reeducation through labor; those who refuse to refuse two consecutive or three cumulative times without justifiable reasons
Accepting a job introduction from the local labor and social security administrative department or its designated agency; other circumstances stipulated by laws and regulations.
4. Other unemployed people who do not have urban household registration in this city can choose to receive unemployment insurance benefits in this city or the place where they have their household registration.
If you choose to receive it at the place of household registration, the social insurance agency will transfer the funds required for unemployment insurance benefits along with the unemployment insurance relationship. The unemployment insurance benefits that need to be transferred refer to unemployment insurance benefits, medical subsidies, employee training, and job introduction
Subsidies; medical subsidies and employee training and job placement subsidies should be calculated at 1/2 of the total unemployment insurance benefits.
After the unemployment insurance relationship is transferred, the unemployment insurance benefits will be paid according to the standards of the place of residence.