1, legal person
A legal person refers to an enterprise or organization with independent legal personality and can act as a guarantor. The guarantee ability of a legal person depends on its registered capital and net assets. If its registered capital and net assets are insufficient, its guarantee ability may be limited. In addition, a legal person's credit record and operating conditions will also affect its guarantee ability.
2. Natural person
A natural person refers to a natural person with full capacity for civil conduct and can also serve as a guarantor. The guarantee ability of a natural person is related to his personal property and credit record. If his property is insufficient or his credit history is bad, his guarantee ability may be limited.
3. Other organizations
In addition to legal and natural persons, there are some other organizations that can act as guarantors, such as partnerships and foundations. The guarantee ability of these institutions depends on the size of their property and net assets. If their property and net assets are insufficient, their guarantee ability may be limited.
As a guarantor, the information to be provided is as follows:
1, identification
The guarantor needs to provide identification to prove his identity information and status. These documents can include ID cards, household registration books or residence permits. The identity certificate is the basic certificate of the guarantor, and it needs to provide the original or public certificate for verification and confirmation.
2. Financial proof
The guarantor needs to provide financial proof to prove that he has sufficient financial ability to undertake the guarantee responsibility. These documents can include bank memoranda, deposit certificates, property certificates, etc. The financial certificate requires the documents of the last three months to prove the financial status and the guarantor's ability to undertake the guarantee responsibility.
3. Credit certificate
The guarantor needs to provide a credit certificate to prove that he has a good credit record. These supporting documents can include credit reports, credit card bills, etc. The credit certificate requires documents of the last three months to prove the guarantor's credit status and ability to undertake the guarantee responsibility.