You'd better not pack it, or you'll be at your own risk. Housing provident fund loan process:

1. Lenders need to submit a written application to the bank to apply for housing provident fund loans;

2, the information is complete, and timely submitted to the provident fund center;

3, provident fund center is responsible for loan approval.

4. The bank informs the applicant to go through the loan formalities according to the examination and approval results of the provident fund center. The borrower and his wife sign a loan contract and related contracts or agreements with the bank, send the loan contract and other formalities to the provident fund and then transfer the entrusted loan funds. The entrusted bank makes a loan contract.

5. The real estate management department in the area where the mortgaged house is located shall go through the formalities of real estate mortgage registration. If the mortgage contract or agreement is signed by both husband and wife and pledged by securities, the borrower will hand over the securities to the management department or the joint center for safekeeping.

Second, how does Hu Dabai package the provident fund?

Find any institution that pays the provident fund and help him pay a provident fund.

Third, how to package the provident fund loan?

Nowadays, buying a house by loan has become a hot topic in the street, and provident fund loans have attracted personal attention because of low interest rates. For example, how to apply for provident fund loans and reduce family expenses is the focus of people's financial management. According to the relevant staff of CCB, the process of applying for provident fund loans is as follows: First, apply for loans at the local housing provident fund management center. The borrower holds a house purchase contract or agreement (copy of the buyer's house sales license; To build or repair a house, you must apply for a housing provident fund loan at the provident fund management centers of cities and counties with the approval document of the government land planning and management department, ID card, housing provident fund savings magnetic card and seal. The use of both husband and wife housing provident fund loans, but also to bring a marriage certificate or other proof of husband and wife relationship, fill in the application form for personal housing provident fund loans. The loan bank shall, according to the borrower's application, evaluate whether the borrower meets the loan conditions, calculate the loan amount and determine the loan term. Second, sign a loan contract. After the local provident fund management center (or the entrusted bank) approves the borrower's application, the borrower signs a loan contract and a mortgage contract with the provident fund management center (the mortgage contract is signed with real estate mortgage, and the personal guarantee needs to enjoy the provident fund). Third, if you apply for mortgage, you should apply for notarization of mortgage. At that time, you need to bring the real estate license (and land certificate), ID card, marriage certificate, household registration book and its copy in quintuplicate, and go through the relevant formalities of notarization and other house ownership certificates. Fourth, after the borrower goes through the mortgage formalities with the real estate mortgage, he will submit the loan information together with the loan contract, mortgage contract (pledge contract), house ownership certificate or mortgage certificate to the provident fund management center. At that time, the Provident Fund Management Center will entrust the Housing Information Department of China Construction Bank to transfer the money to your personal account on time. Housing provident fund loans are reviewed by both parties. In addition to banks, there are also provident fund centers. Many times, it is no problem for banks to look at the provident fund center. It depends on the bank, so it is very troublesome and inefficient.

4. Is it ok to package provident fund loans for customers?

You can't. Provident fund loans belong to individual housing provident fund loans. If the customer can't enjoy this discount, the handling staff can't pack it, which is illegal. Customers are customers or brokers of industrial and commercial enterprises.