2. Decide which fund company to buy.

3. Judge the market trend and decide the type of fund to invest in.

4. Choose the right investment method.

5. Don't "like the new and hate the old" when choosing a fund.

6. Continued attention after purchasing the Fund

1. Know your financial objectives and risk coefficient: the risk coefficient is an index to evaluate the fund risk, which is usually expressed by three items: standard deviation, beta coefficient and Sharp coefficient. The smaller the standard deviation, the smaller the fluctuation risk; Beta coefficient is less than 1, the smaller the risk. The higher the Sharp index, the better. The higher the index, the higher the return of the fund after considering the risk factors, which is more beneficial to investors. Everyone will have different considerations when investing because of their age, income and family status, which leads to different returns and risks pursued by everyone. It's just that risk and reward are always positively related. If you choose a growth fund, you must be psychologically prepared to accept high risks.

2. When deciding which fund company to buy, we should pay attention to the following points: 1, the importance attached to the service, including the professional level of the customer service center line, and whether the online transaction inquiry system is perfect. 2. Choose a fund company with large scale and strong research ability. The large scale of assets shows the strength of the company and the trust of investors. 3. Paying attention to the past credit records of fund companies, that is, whether there have been internal related transactions, artificially manipulating performance and other events, can reflect the level and quality of internal control of fund companies to some extent. 4. It is difficult for changing companies to form and inherit high-quality corporate culture and sustained and stable performance, so we should pay attention to whether the performance of fund companies is stable, especially whether the fund managers are stable. It is suggested that investors should not only look at the long-term performance of the fund in the past 1 year and 3 years, but also look at the volatility of the fund, such as the annualized standard deviation and the performance of the same type of fund with Sharp Index, as the basis for selecting funds.

3. Judge the market trend and decide the type of fund to invest in: investors need to have a certain understanding of the investment market. In addition to collecting more information and judging the market or industry and the era of high demand for raw materials, investors can consider investing in raw material energy funds; Or when the Asian economy improves and the future prospects are promising, Asian regional funds deserve investors' attention.

4. Choose an appropriate investment method: Before preparing to buy a fund, investors should not only consider the nature of the fund, their investment objectives and risk tolerance, but also consider which method is most suitable for them. On the basis of controlling risks, investors should pay more attention to the long-term return and appreciation of fund assets. Therefore, investors need not pay too much attention to the short-term fluctuations of the market, and share the benefits brought by economic growth through medium and long-term investment.

5. Don't "love the new and hate the old" when choosing a fund: many people especially like the new fund, but ignore the old one. The biggest reason is that the net value of the new fund is low, which is more in line with the appetite of most people. People often ignore the advantages of the old fund. From the perspective of security, most of the old funds have experienced stock market fluctuations. When the stock market adjusts, many old funds know how to avoid risks and have strong resilience. The new fund needs time to be tested by the market. From the liquidity analysis, the old fund can be redeemed at any time, while the new fund has a closed period of 1-3 months, during which it cannot be traded. From the perspective of profitability, most of the old funds already have high net worth and good rate of return, and the profitability of new funds also needs market testing.

6. Continuous attention after purchasing the fund: After purchasing the fund, investors still need to constantly check whether the performance of the invested fund has changed significantly with the market trend. Investors are advised to go to the website of the fund company to check the monthly report of the fund and the analysis and views of the fund company on the market trend. In addition, reading more financial news is also a good way to understand investment information. Investors can also set a stop loss point to help them manage the fund. When the fund returns to the stop loss point, it can take profits first. On the other hand, when there is an error in the market and the fund loss reaches the stop loss point, it is necessary to consider whether to transfer to a market with more potential.