pooling fund refers to the maximum payment limit of basic medical expenses that each person can pay from pooling fund every year, which will be continuously adjusted and changed.

The maximum payment limit of the overall fund can be set by year, that is, the maximum medical expenses paid by the overall fund to the insured in one year. The maximum payment limit of the overall fund is controlled at about 4 times of the average salary of local employees, which is determined according to the distribution of large medical expenses. In 1997, the average wage of workers in China was four times that of 26, yuan. According to a sample survey in more than 4 cities across the country, the annual medical expenses of the vast majority of sick workers are less than 3, yuan, and those exceeding 3, yuan only account for .4% of the medical population. Therefore, determining the maximum payment limit of the overall fund by four times the average annual salary of employees can solve the large medical expenses of most employees.

Tips: The above information is for reference only, and no suggestions are made.

Response time: February 18th, 222. Please refer to the latest business changes announced by Ping An Bank in official website.