To put it simply: Like Yu 'ebao (a subsidiary of Alipay), Bitong is actually a wealth management product (fund). WeChat wallet can make money by saving change. Moreover, the change card can also be used for WeChat payment, red envelope, credit card repayment and transfer without being transferred out, which is very convenient.

It is reported that the change pass cannot be opened independently. At present, WeChat invites some users to open it, so don't worry if you don't open it. I believe it will be open soon.

Display "change financing" under the change of users who have not opened it, and display "change pass" for users who have opened it.

The difference between change pass and wealth management pass;

The change card can only be bought with the money in WeChat change. There are three kinds of money funds to choose from, and the redeemed funds can only be returned to small change. There is a handling fee of one thousandth for cash withdrawal. Licaitong is bought with a bank card. There are four kinds of money funds to choose from, and the redeemed funds are returned to the bank card.