1. Applicants must be re-employed and start-up groups that comply with the national entrepreneurial guaranteed loan support policy. After meeting the conditions, they must apply to the local social security department for qualification review.

2. Individuals and small and micro enterprises that pass the qualification review shall submit guarantee applications to the local business guarantee loan guarantee fund operation and management agency.

3. After being reviewed by the human resources and social security department and guaranteed by the guarantee agency, the applicant applies for a loan to the Agricultural Bank of China and submits relevant information.

4. After approval by the Agricultural Bank of China, the borrower can sign a loan contract with the Agricultural Bank of China and wait for the Agricultural Bank of China to release loan funds.