Now all Alipay funds are returned with the balance, and Yu 'ebao is transferred to and from the bank card, which can be directly deducted or transferred back to the bank card. It is said that the third-party payment will be involved, and the transfer-in and transfer-out can only be moved from the balance, and it may not work after directly deducting the balance treasure. It's quite possible. Yu 'ebao's money is the fund currency and cannot be used directly. It can only be used if it is transferred out. Once the regulations are introduced, Alipay will be more passive.