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Why do pocket banks spend less on wealth management products?
Fixed investment is a quota, the net value goes up, and the share of each fixed investment point is naturally less. For example, every time you make a fixed investment, the amount is 1 0,000, and the net value at the last fixed investment is 1 0, so the last subscription is10,000 (excluding the subscription fee), and then the market has recovered recently, and the net value has risen to 2.0.

Then I will buy 500 shares this time, and my share will definitely be less. This is a matter of course. The small share of fixed investment shows that the fund is rising, which is a good thing; In this case, it is suggested to consider redeeming the bag at an appropriate time, or cancel the fixed investment and buy it manually when the market falls.

Extended data:

Risk disclosure:

1, rate of return: for example, is the rate of return in advertising an annual rate of return or a cumulative rate of return; Whether the product is subject to tax withholding, and whether the rate of return in the advertisement is pre-tax rate of return or actual rate of return.

2. Investment direction: which market the funds raised by RMB wealth management products will be invested in and what wealth management products will be invested in, which determines whether the risk and yield of the products themselves can be realized.

3. Liquidity: Most products have low liquidity, so customers can't terminate the contract in advance. A few products can be terminated or pledged, but the loan fee or interest for pledge is high.