First, what is the fixed investment of the fund:
1. Fixed investment in the fund refers to fixed investment in the fund in a specified period, such as a fund of 100 yuan per day or a fund of 2,000 yuan per month.
In fact, it's a bit like a bank's deposit and withdrawal business, which saves money regularly and takes it out at one time after the time. The difference is that bank deposits have no volatility, while fixed investment funds have certain volatility.
Second, why do you recommend novices to make fixed investment?
1. Since the fixed investment of the fund has certain volatility, why should we recommend novices to make fixed investment of the fund?
2, mainly because the fixed investment has four advantages.
3. First of all, the investment threshold for fixed investment is very low. Many funds only need 10 yuan or 100 yuan to invest. The professional requirements are not high, and it is relatively easy to understand and get started.
4. Second, when making a fixed investment, we can invest with a small amount of funds that are not needed in the short term, which will not cause us too much financial pressure and psychological pressure.
5. Third, the fixed investment also has the function of compulsory savings. If you persist for a long time, the investment income will be considerable.
6. For some moonlight people who don't pay attention to spending money, it is actually good to form the habit of compulsory savings through fixed investment.
7. Finally, fixed investment is conducive to sharing investment costs and reducing risks. This is also the core principle of the fixed investment of the fund.
Third, the fund selection:
1, it is best to choose stock funds and index funds with large fluctuations in unit net value for fixed investment of funds, so as to maximize the power of fixed investment of funds in a relatively long period of time.
2. We choose the index fund mainly by looking at the index. If the index goes well, the fund can make money. If the index does not go well, the fund will lose money.
3. Index funds are generally divided into two types, one is generalized index fund and the other is industry index fund. Broad-based index foundation covers many industries and generally reflects the overall situation of a market and economy. The investment of industry index funds is mainly concentrated in a certain industry or field, which reflects the performance of an industry.
Some people say that investment is like gambling. Indeed, investment is sometimes a gamble.
Therefore, we can also understand that investing in broad-based index funds is gambling on the national luck, investing in industry index funds is gambling on the prospects of an industry, and investing in stocks is gambling on the future of a company.