What are the low-risk funds?
1. Monetary Fund
Monetary fund is a familiar fund. Products such as Yu 'ebao, Bitong and Jingdong Small Treasury all belong to the Monetary Fund. Money funds specialize in investing in money market instruments, which is different from other types of open-end funds because of its low risk. It has the characteristics of high security, high liquidity, stable profitability and "quasi-savings".
2. Bond funds
Bond fund is a fund with bonds as its main investment target. Of course, some bond funds invest in the stock market or convertible bonds. Bond funds mainly invest in government bonds, financial bonds and corporate bonds. The bonds selected by fund managers have high credit rating and low credit risk, so bond funds have the characteristics of stable income and low risk.
3.FOF fund
FOF fund is a fund in the fund, with the fund as the investment target. Investors investing in one FOF is equivalent to investing in multiple funds, which plays a role in diversifying risks. Because the risk of investing in a single fund is relatively small and the fund manager is reasonably configured, the income of FOF fund remains very stable.