1. First of all, we should know the knowledge of fixed investment, the trading days of funds, the trading rules of funds and other information, and then find some suitable funds to observe and understand the income of funds and fund managers.
2. Then do a good job in financial planning and save spare money every month to make a fixed investment fund. The fixed investment of the fund is a long-term financial management method, and it takes at least three years to get a good return. Short-term returns are not high, and there may even be losses. Therefore, the fixed investment funds should be guaranteed not to be used in recent years, so you need to save a reasonable amount of spare money every month to invest in the fund.
Warm reminder, it must be spare money. Don't block all your belongings. Funds are highly volatile products, with ups and downs. Although it is not as risky as stocks, it is also risky and may lose the principal.
3. Understand the risks of financial management. There are three general financial risks: steady, balanced and enterprising. Steady type doesn't want to lose the principal, balanced type can accept part of the principal loss, and aggressive type doesn't matter if the principal is completely lost. You can choose a fund that suits you according to your risk tolerance.
Generally speaking, although the fund's fixed investment is a lazy financial management method, it does not mean that it will not matter after the fixed investment. It is recommended to look at it regularly. If the fund has been skyrocketing, it is recommended to reduce the spare money for fixed investment. If the fund has been falling, you can add a little according to your own situation.