As the saying goes, "you can buy an apprentice, but you can sell a master." For the fixed investment of the fund, how to sell it is a tricky problem. Loss-making investors often have no plan in advance, either cutting meat to stop loss or throwing it away when they make money, so they can't make money. So when will the fund decide to sell? Let's talk about it below.

How to sell the fund's fixed investment

First of all, the fund's decision to cut the meat stop loss is definitely wrong. Take the Shanghai Composite Index as an example. From 2007 to 20 15, there was no stop loss and a loss of 10%, a loss of 30% and a loss of 50%. After the stop loss, we reinvested and got the expected return of,,. From the data, we can see that the expected return of fixed investment without stop loss is higher than that obtained by stop loss.

The reason is that the principle of fixed investment is to buy more fund shares through low points, realize low buy and high sell, and thus earn higher expected returns. If you stop at a low level, it is equivalent to losing all the chips accumulated in the previous period, the subsequent market will rise, the fund share will be small, and the expected return will naturally be low.

Secondly, if the fund is profitable, should it be sold? From the same data, take the Shanghai Composite Index as an example. From 2007 to 20 15, we not only made a profit, but also made a profit of 10%, a profit of 30% and a profit of 50%, with expected returns of 0, 0 and 43 respectively. 75%。

To be sure, the expected return of the fund's fixed investment is higher than the surplus, which means that the fund will sell even if it has a profit. So how much profit do you sell? It depends on the individual and the market.

For example, if you want to use this fund in one or two years, and there is little chance of a bull market in these two years, then the profit-taking line will be set at 10%. If the fund is fixed to save future pensions or children's education, then the profit line can be set higher, such as 20%.

If you think there will be a market in the near future, you can also set the profit-taking line higher, such as 30% or 50%, so that the accumulated fund share will be more and the actual profit will be higher. Ok, let's talk about how to sell the fund's fixed investment here, hoping to help everyone. Warm reminder, financial management is risky and investment needs to be cautious.