About the method of reimbursement for children's medical insurance:

Take Shanghai as an example:

The medical expenses incurred by newborns after joining residential insurance but before establishing an account are paid by piecemeal reimbursement.

Therefore, parents can bring their children's household registration book, valid home insurance certificate, discharge summary, medical fee receipt, detailed bill, relevant medical history data, valid bank account of Shanghai Bank or Shanghai Rural Commercial Bank (rural credit cooperative), my ID card and other materials to the district and county children's hospitalization mutual fund management office where the household registration belongs within 3 months from the date when the medical fee receipt is issued.

The minimum payment standard is set for the medical expenses that meet the requirements of the basic medical insurance for newborns in each hospitalization. The first-level medical institution is 5 yuan, the second-level medical institution is 1 yuan, and the third-level medical institution is 3 yuan. For the medical expenses exceeding the Qifubiaozhun, those who seek medical treatment in community health service centers (or first-class medical institutions) will be personally responsible for 25%, those who seek medical treatment in secondary medical institutions will be personally responsible for 35%, and those who seek medical treatment in tertiary medical institutions will be personally responsible for 45%.

In addition, the hospitalization (emergency care) for children living in the hospital should be designated by districts. Children should be hospitalized in the city, district (county) hospitals, township health centers and street community health service centers where their household registration is located or where they are enrolled in kindergartens, parks and schools. They can enjoy 5% medical insurance benefits at their own expense with hospitalization settlement certificates and medical certificates.