First transaction application (T day): submit the application for subscription or subscription on the website of the fund company or the agency of the fund company (bank counter or online banking), and transfer the funds into the account of the fund company at the same time. At this time, the fund company's website (direct sales) shows "unprocessed". Second transaction confirmation (T+ 1): The fund company will confirm the application the day after submitting the transaction application. If it meets the requirements, it will be successful. After deducting the handling fee, it will be converted into shares according to the net value of T day. Otherwise, it fails and the funds are returned to the original account. For the third transaction inquiry (T+2 days), you can log on to the website of the fund company the day after submitting the transaction application to inquire about the confirmation of the transaction application. This is the rule of T (transaction), T+ 1 (confirmation) and T+2 (inquiry). When you submit your mobile phone number when you register, the fund company may receive a confirmation message at the same time, which means that you know it one day earlier than online inquiry. This is the rule of T (transaction), T+ 1 (confirmation) and T+2 (inquiry).