Yes, the money in the medical insurance card is a personal account.

It should be noted that medical insurance is generally divided into personal accounts and pooled accounts, among which: (1) Personal accounts can pay for the following expenses: 1. Purchase of medicines at designated retail pharmacies, outpatient and emergency medical expenses; 2. Used to purchase commercial insurance, accident insurance, etc.

Injury insurance, etc.; 3. Medical expenses below the basic medical insurance co-ordinating fund threshold; 4. If the medical expenses exceed the basic medical insurance co-ordination fund threshold, the individual payable expenses shall be borne in proportion; 5. If the personal account is insufficient to pay, the person shall pay the part.

(2) The overall account mainly pays for the following expenses: 1. Medical expenses for hospitalization; 2. Outpatient medical expenses for anti-rejection drugs after radiotherapy for malignant tumors, renal dialysis, and kidney transplantation; 3. Hospitalization expenses after emergency rescue

The patient's medical expenses will be paid within seven days before hospitalization.

Social medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for medical insurance personal accounts. It uses personal ID card as identification code and stores and records personal ID number, name, gender, account fund allocation, consumption and other details.

Profile information.

The medical insurance card is handled by the local designated agent bank and is a multi-functional bank debit card.

After the insured units pay the premiums, the local medical insurance department will entrust the bank to allocate the personal account funds to the insured employees' personal medical insurance cards at the end of the month.