1.500 will be invested in hybrid funds. It is recommended to keep it as an education fund for future generations for more than 7 years.

"Agreed time, agreed deduction amount and automatic deduction investment" is a trading method in which the sales organization automatically completes the deduction and subscription in its designated bank account on the agreed deduction date according to the application of investors.

First of all, we must consider the time of fixed investment. If it is a long-term fixed investment of more than 7- 10 years, it is more appropriate to consider a hybrid fund. In the long run, hybrid funds have both offensive and defensive capabilities, so don't pay too much attention to the fund's rising ability, because the long-term stock market has ups and downs and can't make money. Hybrid funds, recommend Harvest Growth or Huaan Bao Li.

2.3000 directly deposited into the money market fund:

The money fund is risk-free, with daily income, and the overall income is slightly higher than 1 year time deposit.

1-2 working days, with high liquidity.

This fund mainly invests in high-credit short-term bonds, short-term central bank bills, large deposit certificates and short-term bond repurchase. They are all risk-free investment targets.

3. When the monetary fund reaches 50,000 yuan, you can take out the bank's short-term wealth management products to obtain higher income.

The above scheme is relatively safe.