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How to open and use medical insurance
The way to open the medical insurance card is that the insured person brings his valid ID card and medical insurance card to the social security center to open it.

When the holder of the medical insurance card sees a doctor in a designated hospital, he can use the medical insurance card to swipe his card directly on the POS machine, that is, pay the medical treatment fee, medicine fee and so on. If a medical insurance patient is hospitalized in a designated medical insurance hospital, he can issue a medical insurance card, and the medical insurance unified settlement system will read the information of the insured person and handle the hospitalization number. At the time of discharge settlement, the medical insurance card directly settles the reimbursement part; In general medical insurance designated pharmacies, you can pay directly by credit card with medical insurance card. After the medical insurance card is degaussed and lost, it will be replaced directly according to the regulations. The specific process is as follows: 1. If the card of the same bank is changed before and after, I will report the loss to the employee medical insurance card service bank with valid documents. The street labor security service center will accept the application for social security card within 45 working days with the bank's notice of loss reporting and my valid certificate. After receiving the social security card and injecting capital, the amount in the original medical insurance card will be automatically transferred to the social security card without clearing it; (2) If the card is not the same bank before and after the card change, then the social security card collection process is the same. However, the amount in the original medical insurance card will not be automatically transferred to the social security card, and a valid certificate is required to issue the Notice of Clearing the Employee's Medical Insurance Card at the social security sub-center of the insured place. With the notice and my valid certificate, go to the original employee medical insurance card service bank to cancel the medical insurance card.

Method steps:

1. After receiving the form and filling in the registration form, the agent of the insured unit copies the application form of social security (citizen) card on both sides and sends it to each new insured person, and instructs the new insured person to fill in the application form according to the requirements of the application rules.

2. Before the 3rd day of the next month of insurance registration, the agent of the insured unit will arrange for the new insured to take his ID card (or military officer's card and passport) to the photo studio designated by the social security (citizen) card to take digital photos of the social security (citizen) card, and paste the photo receipt in the corresponding position of the application form. The social security card (citizen card) charges 4 yuan/person for taking photos.

3. To receive the application form and fees, please ask the manager of the insured unit to get the completed social security (citizen) card application form from the new insured person before the next month of enrollment registration 19, and also get the social security (citizen) card fee, 20 yuan/person.

4. Hand in the form, pay the fee and get the card. The bank where the medical insurance account is opened will notify the insured unit to go through the formalities of submitting the form, paying the fee and getting the card at the municipal medical insurance center after the second month of insurance registration 19. The process of submitting forms, paying fees and obtaining cards: it can be handled at the designated window in the service hall of the medical insurance center.

5. The agent of the card-issuing insured unit shall issue the social security (citizen) card to the insured within one week after receiving the card.

Legal basis:

"People's Republic of China (PRC) Social Insurance Law" Article 23 * * * employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. "People's Republic of China (PRC) Social Insurance Law" Article 29 The part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.