Social security includes medical insurance, but many people don’t know much about the reimbursement scope of medical insurance.

A series of expenses caused by traffic accidents mainly include medical expenses, disability assistive device expenses, etc. Can medical expenses be reimbursed within the scope of medical insurance if a traffic accident occurs? Social insurance medical insurance (including mutual aid medical insurance) does not reimburse traffic accidents.

Only the party responsible for the accident is responsible for compensation, but medical insurance can reimburse some of the cost of the medicine.

After a traffic accident occurs, it is generally treated as a motor vehicle traffic accident. It is difficult to seek compensation from the perpetrator, but it is difficult to get reimbursement from medical insurance. However, in the following situations, you can ask medical insurance to reimburse part of the medical expenses: 1. You bear part of the responsibility for the traffic accident.

Medical expenses that you are responsible for can be reimbursed by medical insurance.

2. Medical expenses should be borne by a third party in accordance with the law. If the third party fails to pay or the third party cannot be identified, the basic medical insurance fund shall pay first.

After the basic medical insurance fund has paid in advance, it has the right to recover compensation from the third party.

3. You are solely responsible for the traffic accident. Medical expenses caused by injuries caused by your own fault are not included in the payment scope of the basic medical insurance fund. The medical insurance department must reimburse the medical expenses.

Legal basis: Article 30 of the "Social Insurance Law of the People's Republic of China" The following medical expenses are not included in the payment scope of the basic medical insurance fund: (1) should be paid from the work-related injury insurance fund; (2) should be paid by a third party

(3) Should be borne by the public health department; (4) Seek medical treatment abroad.

Medical expenses should be borne by a third party in accordance with the law. If the third party fails to pay or the third party cannot be identified, the basic medical insurance fund shall pay first.

After the basic medical insurance fund has paid in advance, it has the right to recover compensation from the third party.