As a licensed commercial bank in Chinese mainland, according to the Regulations of People's Republic of China (PRC) on Deposit Insurance, Wenzhou Bank enjoys deposit insurance protection for its customers' deposit accounts. This means that if Wenzhou Bank goes bankrupt and other risks occur, the deposit insurance fund can provide a certain degree of insurance compensation for customers' legal deposits and protect their legitimate rights and interests. Up to now, the compensation standard of China Banking Regulatory Commission Deposit Insurance Fund Company is that the functional currency balance of each RMB deposit account does not exceed 500,000 yuan. Therefore, as a customer of Wenzhou Bank, your deposit funds are guaranteed.