Of course, the payment standard of rural medical insurance in 350 yuan is only a part of personal burden, and some of it comes from financial subsidies in Qiao Zhou. The individual payment standard has been raised in 30 yuan, and the financial subsidy standard has also been raised to 6 10 yuan. Individual contribution 350 yuan+financial subsidy 6 10 yuan, which is equal to 960 yuan. For us, the actual expenses paid by Minshan are 960 yuan, most of which are government subsidies, and we only need to pay a small part. The state has made great efforts to solve the problem that it is difficult and expensive for farmers to see a doctor. Is the biggest beneficiary. If you have a serious illness, you may spend all your life savings, but as long as you participate in insurance, you can at least reimburse more than half of the medical insurance expenses. For example, the cost of 100000 yuan can be reimbursed about 70 thousand yuan. For ordinary families, this can reduce a lot of economic pressure.
Individual contributions should be paid within the prescribed payment period. Except for newborns, urban and rural residents who participated in the insurance payment from July 1 day to February 3 1 day in 2023 should pay the financial subsidy standard and individual payment standard of that year in one lump sum. In 2022, the per capita financial subsidy standard for residents to participate in medical insurance will increase by 30 yuan, reaching no less than 6 10 yuan per person per year; At the same time, the individual payment standard will be raised in 30 yuan, reaching 350 yuan per person per year. Continue to set aside some funds from the residents' medical insurance fund as the serious illness insurance fund for urban and rural residents. Individuals can enjoy serious illness insurance benefits without extra payment, reducing the burden of high medical expenses.
In 2023, the payment time of the new rural cooperative medical system is different from place to place. Some will start in September 1, others will start in September/0/0 1, but most areas will start in September 2022 1 and end on February 3, 20221. For example, in 2023, residents' medical insurance premiums in Jilin Province will be paid in advance from June 2022 10 to June 3, 2022, and in Jiangmen, Guangdong Province from September to June 12, depending on the local notice.