Is there any clever way to make a fixed investment?
Use the value average strategy to make fixed investment. For example, if an investor makes a fixed investment of 1 000 yuan in the first month, the fixed investment in the second month depends on the performance of the fund in the first month.
Suppose: the fund has gone up by 10%, so the money earned is: 1000 *10% =100 yuan, so investors only need to invest in 900 yuan, that is, the original1000 yuan is used to subtract the floating profit of the fund itself.
Then, if the fund falls by 10% and 1000 yuan becomes 900 yuan, then investors should increase their investment at this time, which is equivalent to making up the floating loss of 100 yuan out of their own pockets, and the fixed investment in this period is 1 100 yuan. By analogy, the amount of fixed investment every month is calculated according to the fluctuation of the net value of last month, but the fixed investment of the fund is risky and may lose money, depending on its actual situation. The above is for reference only, and no suggestions are made.
Can the fund's fixed investment keep the principal?
The fixed investment of the fund may not be able to keep the principal. Although the essence of the fund's fixed investment is to share risks equally, all funds are risky, and the fund's fixed investment is also risky and may not be preserved. Therefore, when you make a fixed investment in the fund, you should also pay attention to risks and proceed from your own risk tolerance. If the fund's loss is out of range, it is necessary to consider timely stop loss.