The child's medical insurance card has an account balance because it belongs to urban and rural residents' medical insurance and the corresponding premiums have been paid.

Part of these premiums will go into the personal account, and this part of the funds will form the balance in the medical insurance card.

This balance can be used for a variety of purposes, such as seeing a doctor, buying medicines, and shopping at pharmacies.

The funds in the overall account are mainly used for reimbursement after hospitalization.

The portion of the medical expenses of the insured persons that should be paid by the basic medical insurance fund shall be settled directly between the social insurance agency and the medical institution and pharmaceutical business unit.

The social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in other places to facilitate insured persons to enjoy basic medical insurance benefits.

The medical insurance card is a special card for medical insurance personal accounts. After the insured unit pays the premium, the Medical Insurance Business Office entrusts the bank to transfer the personal account funds to the insured employees' personal medical insurance cards at the end of the month.

To sum up, children's medical insurance belongs to residents' medical insurance. Unlike employee medical insurance, it is not deducted by the company every month.

Most areas have a payment period, usually from September to December each year.

In some places, fees will be automatically deducted after the first application.

But some places require you to pay yourself.

No matter what the situation is, remember to handle it within the prescribed time limit to avoid breaking off diplomatic relations.

After breaking off the relationship, you will not be able to enjoy the reimbursement benefits of children's medical insurance. If you are in danger, you will not be reimbursed.

Even the reimbursement ratio of commercial medical insurance has been reduced.

Legal basis: Article 23 of the "Social Insurance Law of the People's Republic of China" requires employees to participate in employee basic medical insurance, and the employer and employees shall jointly pay basic medical insurance premiums in accordance with national regulations.