You can buy it, but it is recommended not to borrow money to buy it, and the fund is also risky.

CITIC Securities dividend value B(900099) Investment objective: It is planned to invest in listed companies with high expected profitability, stable expected dividend or great dividend potential and good historical dividend under the premise of strict investment risk management, and pursue stable dividend income and long-term capital appreciation.

Money funds and bond funds have low risks, while mixed funds have medium and high risks. No matter what kind of fund, investment risks exist. If we have no investment experience or invest indiscriminately, it will easily lead to the loss of principal.