The state provides very preferential policies for Changsha college student entrepreneurship. Changsha college student entrepreneurship can make full use of these opportunities to start their own business and realize their own life value!

Changsha college student entrepreneurship has attracted the attention of governments at all levels in Changsha. In recent years, in order to support college student entrepreneurship, Changsha governments at all levels have introduced many preferential policies, which involve entrepreneurship training, employment guidance, and entrepreneurial loans for Changsha college students. , financing, opening, taxation, etc.

For Changsha college students who plan to start a business, they must first understand these policies in order to better start a business. According to the relevant policies of the state and the Changsha government, the preferential policies that Changsha fresh university graduates can enjoy when starting a business include: they can enjoy free policy training, entrepreneurial guidance, free risk assessment, free loan guarantees, and can enjoy some tax exemptions and other preferential treatment policy.

The details are as follows:

(1) College graduates who are self-employed are exempt from five charges for one year.

(2) Free archives for college students who start their own businesses for 2 years.

(3) You only need your ID card and university student ID card to start a business.

(4) Free risk assessment, free policy training, free loan guarantees and partial tax exemptions.

(5) Low-interest loans.

(6) College students and graduate students can take a leave of absence to preserve their academic status and start high-tech enterprises.

(7) The "Rainbow Project" will help support college student entrepreneurship leaders in a variety of ways.

(8) Three major preferential policies will be provided for applying for the "Self-entrepreneurship Certificate": priority acceptance, priority application for licenses and simplified registration procedures; for those applying to engage in small-scale private enterprises, a trial period system will be implemented. During the application period, registration fees, change fees, and annual inspection fees will be waived; corporate income tax will be reduced or reduced. In addition, they also enjoy loan guarantees, and the loan amount is generally around 20,000 yuan. This certificate is valid for three years.

Changsha college students must be prepared to start a business in the following aspects

1. A positive, pragmatic and persevering mentality, which is more suitable for starting a business;

2. Don’t be too obsessed with your own creative projects, such as your own patented technologies and achievements. Consider the needs of the market. Conduct sufficient market research before starting a business and choose a business direction based on market demand. Investment banks may value your Whether the entrepreneurial project meets the needs of the market.

3. Don’t be eager for quick success. You must have a peaceful entrepreneurial mentality. Make a long-term plan for yourself, subdivide it into multiple links, and complete it step by step. Don’t be too ambitious or have unrealistic goals:

p>

4. When Changsha college students start a business, they should develop their own network and be good at finding partners. After all, a person's ability is limited.

Banks have the following requirements for Changsha college student entrepreneurship loan applicants:

1. Be at least 18 years old, have ID card and household registration certificate, and have a place to start a business.

2. Hold a business license issued by the industrial and commercial administration and a business license for related industries, engage in legitimate production and business activities, and have stable income and the ability to repay principal and interest;

3. The borrower has a certain amount of its own funds for the investment project;

4. The purpose of the loan complies with the relevant national laws and the Bank’s credit policies, and is not allowed to be used for equity investment;

p>

5. Open a settlement account with the bank, and the business income will be settled through the bank.

Loan applicants need to provide application materials

(1) Identity documents of the borrower and spouse (including originals of resident ID card, household registration booklet or other valid residence certificate) and proof of marital status;

(2) Documents proving the repayment ability such as personal or family income and property status;

(3) Business license and business license of related industries, and relevant agreements for loan purposes , contract or other information;

(4) Guarantee materials: the ownership certificate and list of the collateral or pledge, proof that the person with the right to dispose agrees to the mortgage (pledge), the appraisal department recognized by the Bank The above is the preferential policy provided by the state for the entrepreneurship of Changsha college students. You can make full use of this opportunity and take the first step to a successful business in a steady manner. Society has provided a relatively good platform and opportunity for Changsha college students to start their own businesses. However, the key factor in the success of starting a business lies in the quality and ability of the entrepreneur. I also wish that the quality and ability of Changsha college students to start a business can be improved to a new level. s level.