In fact, which investment method to choose mainly depends on which investment method is more suitable for you.
What kind of people are suitable for buying their own funds?
People who are suitable for buying their own funds have some characteristics and also need some conditions.
First of all, if investors who like to hold funds in the short term, like to sell high and suck low, and can't accept that investors who hold funds in the long term are more suitable for their own investment, they will enjoy the pleasure and sense of accomplishment brought by this short-term timing.
Moreover, people who can choose their own funds to invest must have certain professional investment knowledge, be familiar with unclassified funds, have their own professional judgments and opinions on the current economic situation, and hope to allocate assets through their own abilities.
I also have my own attitude towards specific funds. For example, through my own understanding and analysis, I am optimistic about a certain industry for a long time and want to be a related industry theme fund or an investment industry index fund.
Or especially recognize the investment style and investment system of a fund manager and want to follow a fund manager for a long time.
In the face of the analysis of a fund, we can also have our own methods to screen funds, and we can skillfully use various indicators, such as Sharp ratio, annualized income, maximum cash withdrawal and other indicators to analyze funds.
In these cases, you can choose your own fund to invest.
What kind of person is suitable for giving funds to the fund to buy funds?
Accordingly, if you are a novice who just started to try fund investment, you can consider fund investment in the face of more than 7,000 funds in the fund market.
Generally speaking, such investors don't have much financial knowledge. When choosing a fund, they just listen to hearsay. Others buy whatever they want, or look at what popular funds are available in the market, and the effect is naturally unsatisfactory.
At the same time, because I don't know how to allocate funds, I buy funds that I feel good about. I hope to buy more funds, which can spread the investment risk, but I don't know how to control the quantity and allocate it in a reasonable proportion.
Buy when you see a good one, and lose when you see a fund. This can easily lead to intraday trading, often buying at a high level and selling at a low level, which is laborious and not profitable.
Of course, there are still some people who meet the needs of most office workers. They want to invest and manage money through funds, but they don't have much time to study and manage funds, so they naturally don't know what to buy.
It is more suitable for people who meet the above characteristics to choose fund investment funds, which will be better than buying funds.
What kind of people are suitable for buying their own funds? What kind of people are more suitable to buy funds through fund investment? Now, are you clear?