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What are the main points of buying a fund?
1, to determine the investment period of funds. If the invested funds need to be redeemed after a period of time (such as buying a house, going abroad, educating children, etc.). ), it is recommended to pay attention to the market opportunity at least half a year ago and find the best redemption opportunity. 2. Adjust the expected return on investment. Investors will have certain income expectations before choosing a fund to invest. Because the fund brought extremely rich returns to investors in 2006, many investors expected too much from the fund in 2007 and even in the next few years. However, it is difficult to reproduce the abnormal phenomenon like 2006. In the long run, the fund's return on investment should reach 10% to 20% (above), which should be a good performance. Investors' profit redemption points should also be adjusted reasonably according to market conditions. 3. When the fund's income reaches its own stop-loss point and profit point, it is not necessary to take profit or sell it immediately. It is necessary to evaluate whether the long-term market trend is still optimistic, whether the fund is operating in the right direction, and whether the early warning conditions set by itself are in line with the market situation at that time, and then decide how to adjust the investment portfolio. If the performance of the fund is still better than that of the same type of products, and the long-term prospects of the underlying market are promising, and you can tolerate the risk of continuing to hold it just because of short-term fluctuations, then you can consider setting up early warning conditions again, or even taking the opportunity to overweight against the trend to achieve the goal of leveling the bargain. 4. Stop loss and take profit are not suitable for regular fixed investment strategy. Because regular quota is an investment in long-term financial management goals, it cannot be stopped at will because of market fluctuations. Investors should decide when to stop regular fixed investment according to their financial goals.