First, the redemption time of different funds is delayed, just like confirming the share the next day after buying. So there is a delay in redemption, and the redemption time of different types of funds is different:
1, the money fund will generally arrive at T+ 1;
2. Stock-type and bond-type funds generally arrive in T+3 days;
3. The redemption time of 3.QDII funds is basically T+8 days.
Second, several links of fund redemption When we apply for redemption (generally speaking, the operation time is T day), we will submit the redemption application to the fund company after the market closes (according to the fund schedule, the daily limit is 15, calculated the day before 15 and calculated the day after 15).
Then the fund company will calculate the net value of the fund share. The share we redeemed is not the amount. It needs to be calculated according to the net value of the day, and then checked with the fund custodian to calculate the redemption amount according to the net value of the fund on the day.
Finally, transfer the funds to our investors. Although it is only an operation to receive the redemption funds after we sell them, the funds will be transferred to many places. First, the custodian bank will transfer the redemption funds into the clearing account of the fund company. After the fund company confirms the amount, it will transfer the redemption funds into the general clearing account of the fund sales organization and finally into our account. Therefore, the final payment time depends on the liquidation rules of the fund. It usually takes 3-5 days, so just wait patiently.
Finally, I want to remind you that the redemption depends on the time. Generally, funds operate before 15, otherwise they will be redeemed after 15 on the same day, and they will lose money when they fall the next day. If you are sure that the redemption has been successful, don't worry, you can get the account at the end of the process.