Legal analysis: the self-payment period is: 900 yuan under 45 years old; 45 years old (inclusive) to retired 600 yuan; 300 yuan after retirement. If the accumulated amount is reached, it can be reimbursed according to the corresponding proportion: 25% for outpatient service of tertiary hospital and 75% for medical insurance fund; Personal commitment of employees in community hospitals14%; Retirees bear 8%, and the medical insurance fund pays 86% and 92% respectively; Individuals who seek medical treatment in other hospitals bear 20%, and the medical insurance fund pays 80%.

Legal basis: Article 30 of the Social Insurance Law of People's Republic of China (PRC), the following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.