The reason is that if you are too radical, you may look down on low-yielding fixed-income assets (such as bonds or bond funds) and allocate all equity assets such as fund stocks, but at the same time the risks will be high.
If it is too conservative, the investment income may only offset inflation.
Therefore, in the long run, the relative balance of these two assets is particularly important, that is, to achieve "the balance of shares and debts." It may be the best strategy to keep the balance between these two types of assets dynamically.
Tips: The above contents are for reference only.
Reply time: 2021-11-09. Please refer to the latest business changes announced by Ping An Bank in official website.