As we all know, the liquidity and convenience of the on-site money fund are very high, and the trading type realizes intraday circulation trading, that is, t+0 can be sold after buying, while Warburg Tianyi has no limit on the number of transactions a day, so many people compare the on-site money fund with Yu 'ebao.

1. Which is better, the on-site money fund or the balance treasure?

Advantages of on-site monetary fund:

1. On-site monetary fund 1 sec can receive funds, and the upper limit of on-site monetary fund funds' transfer-in and transfer-out far exceeds Yu 'ebao.

2. Tianfu Express is the only T+0 money fund in the market that calculates the expected annualized expected return on the day of purchase. Customers who buy on Friday can enjoy the expected annualized expected income on Friday and weekend. However, Yu 'ebao is not good for investors who have spare money on weekends, because no matter when you buy it on Friday, Yu 'ebao and all OTC money funds will not calculate the expected annualized expected income for you until next Monday.

3. The on-site monetary fund is safer, even if it is to be transferred, it can only be transferred to the investor's bank account with the same name within the trading time.

4. On-site money funds can also arbitrage through different trading methods.

Disadvantages of the on-site money fund:

1. On-site money funds face far fewer market customers than Yu 'ebao.

2. On-site Yu 'ebao requires investors to open accounts in securities companies. As a monopoly industry protected by financial license, the spirit of serving customers is much worse than that of Internet companies.