When you open an account, you are always assigned a fund account number. Because it is your first time to buy a fund, you have just submitted an application for opening an account, and the fund account number has not been allocated, so it is called "pre-opening an account".

Buy 10 thousand and freeze 10 thousand. It's easy to understand. I only received your deposit of 10 thousand, but it doesn't mean that the purchase will be successful.

Success depends on the results after 2 trading days. After deducting the money, it will be successful to give the fund share, but it will not be successful to pay back the money.

It is best to buy funds from securities companies, and the professional service fee is low.

Account opening type

Basic account

Basic deposit account is the main deposit account of enterprises and institutions, which mainly handles daily transfer settlement and cash receipt and payment. The withdrawal of cash such as wages and bonuses of depositors can only be handled through this account. Opening a basic deposit account must be reported to the local people's bank for examination and approval, and an account opening permit shall be issued. The original license shall be kept by the depositor and the copy shall be kept by the bank. Enterprises and institutions can only choose one business institution of a commercial bank to open basic deposit account.

General deposit account

A general deposit account refers to an account opened by an enterprise or institution in a bank outside basic account for borrowing money. This account can only handle transfer settlement and cash deposit, and cannot withdraw cash.

Temporary deposit account

Temporary deposit account refers to an account opened by an overseas temporary institution or individual economic household for temporary business activities, which can handle transfer settlement and meet the national cash management regulations.

Special account

It is convenient to manage and use a certain fund, so the newly opened account is called a special account, but the opening of the special account must be approved by the People's Bank of China.

Required materials

Original and copy of business license

step

1. Make an appointment with the bank account manager in advance or bring relevant materials directly.

2. Under the guidance of the account manager, sign relevant documents and seal them.

Cipher (one-time charge is about 100, which is used for on-site counter payment and check)

U shield (about 60 at a time)