The money in the overall medical insurance account is the medical insurance premium paid by the state, units and individuals under the medical insurance system. This money is mainly used to pay the medical expenses of the insured, including hospitalization, outpatient service, medicines and other expenses. When the insured person needs treatment due to illness, the medical insurance pooling fund shall reimburse the corresponding medical expenses according to the prescribed proportion.

For the money in the medical insurance pooling account, it will be handled according to different situations:

1. Unused: If the insured has not used the medical insurance pooling fund, the money will be left in the medical insurance pooling account, waiting for the next reimbursement of medical expenses.

2. There is still a balance after use: if the insured has used the medical insurance pooling fund, but there is still a balance, then the money will continue to remain in the medical insurance pooling account to pay for the subsequent medical expenses.

3. No balance after use: If the insured has used the medical insurance pooling fund and there is no balance, the money will be cleared and cannot be used again.

finally

The money in the medical insurance pooling account is mainly used to pay the medical expenses of the insured, and its final treatment depends on whether the insured has used these funds. If it is not used or there is a balance, then the money will remain in the medical insurance co-ordination account; If there is no balance after use, then the money will be cleared.

legal ground

Article 28 of the Social Insurance Law of People's Republic of China (PRC) stipulates that medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.