1. There are some preconditions for the bank to automatically close the card account. If the savings card itself is bound to other businesses, such as securities account, fund account, insurance (guarantee insurance) account, etc. , it will not close the account;

2. If the customer does not cancel the savings card and reuse it, the bank will deduct the annual fee and the small account management fee owed before.

3. As the savings card is not a credit card, the fees owed by the domestic bank savings card will not affect personal credit.