That is, when you buy a fund, you actually don't know what the price is. For purchases made before trading day T ")15 (referred to as" T "), the net value of that day shall prevail (generally, the net value of that day can be checked after the net value is updated after 8 pm); For purchases after trading day 15, the net value of the next trading day (T+ 1) shall be adopted. Specifically, the information confirmed after the fund subscription shall prevail.
Therefore, the purchase or redemption of funds before the trading day 15 is counted as the transaction of the day, which will be confirmed on the next trading day (T+ 1) and the profit and loss will be checked on the next trading day (T+2). Buying or redeeming funds after 15 o'clock on the trading day is counted as a transaction on the next trading day (T+ 1), and it will not be confirmed until the next trading day (T+2), and then the profit and loss can be inquired until the next trading day (T+3).
Precautions:
First, we should pay attention to arranging the proportion of fund varieties according to our own risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.
Second, be careful not to buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.
Third, pay attention to the post-maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.
Fourth, pay attention to buying funds, and don't care too much about the net value of funds. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.
Fifth, we should be careful not to "love the new and hate the old" or blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.