Which platform is suitable for fund fixed investment?
There is no most suitable platform for the fixed investment of the fund, only a relatively suitable platform. The key is to see how investors choose. For example, the subscription rate of the fund on the third-party agent platform is the lowest, and it is the most formal if it is bought on an exchange, such as Alipay and Tian Tian Fund Network. Not only are there many funds, but most of them can be fixed, and the rate is 10%, so the cost of investors' fixed investment will be relatively less.
Fund fixed investment platform:
1 bank, both online and offline. For example, choose the investment and wealth management channel on the APP of major banks, and then you can see various investment and wealth management products. Just choose the fund. The minimum payment is generally 1000 yuan, and the rate is about 20% off.
2 Third-party platforms, Alipay Tian Tian Fund, etc., the initial subscription amount is as low as 65,438+000 yuan, and the subscription fee is changed from 65,438+0.5% to 0.65,438+05%, with a discount of 65,438+0%. Alipay does not need to open a new account to purchase this fund.
3 Fund companies sell directly at a discount of 0. 1, which is more cost-effective than the discount of 1 of Tian Tian Fund and Alipay. There are few fund products, only the fund company's own products, and the selectivity is obvious.
The advantage of Shanghai and Shenzhen shareholders' accounts of securities companies is that there are many funds to choose from, and you can buy on-site funds, but on-site funds can't make fixed investment, and the handling fee rate is between 0.6%- 1.5%, but you need to open a stock account.
Judging from everyone's choice in the market, most people choose the third-party platform to implement the fixed investment of the fund. Alipay, Tian Tian Fund and WeChat Finance are all recognized licensed security platforms. If you buy a fund, the platform is very important and the fund itself is more important. You should constantly learn how to choose a good fund, how to buy at the right time and sell at the right time.