1, security comparison
Penghua value-added treasure and Yu 'ebao are both money fund products, and the safety of the products themselves is the same. In addition, WeChat Coin Pass and Alipay are both mobile apps. Unless the number is stolen, the security is very high, so the two are equal in security.
2. Comparison of expected rate of return
Penghua value-added treasure is just one of the currencies in WeChat change pass, and the 7-day annualized expected return rate of this product is RMB per 10,000 expected returns. There are many money fund products in Yu 'ebao. This time, taking Tian Hong Yu 'ebao currency as an example, the 7-day annualized expected return rate of Tian Hong Yu 'ebao currency is RMB per 10,000 expected returns. In the comparison of expected income, Penghua value-added treasure is better.
3. Comparison of asset size
The asset scale of Penghua Value-added Bao was 1 100 million yuan as of June 30th, 2008, while Tian Hong Yu 'ebao Currency was known as the largest fund in China, and its scale had reached 1 100 million yuan as of June 30th, 2000/8. In terms of scale, Yu 'ebao is undoubtedly more. However, the larger the scale of the money fund, the more difficult it is to manage and the higher the operating cost. Therefore, the larger the scale, the less advantageous it is. In terms of scale, Penghua value-added treasure has a moderate scale and can better impact the high expected rate of return.
4. Comparison of life purpose
Penghua value-added treasure supports the function of WeChat payment, and Yu 'ebao supports the function of Alipay payment. WeChat and Alipay are basically two indispensable payment softwares in our lives, and they are comparable in daily use.
As you can see, four scores, two draws and two Penghua value-added treasures won. The winning projects of Penghua Value-added Bao are mainly related to the expected income. In the case of the same safety and usability, products with higher expected returns will definitely have more advantages. Therefore, in this comparison, it is considered that Penghua value-added treasure is more worth investing.