self-owned funds and equity financing.

1. own funds. This is mainly their own savings. Generally, people who have worked for several years have some savings, and this part of the money is the basic fund for their own business.

2. Equity financing refers to that entrepreneurs or small and medium-sized enterprises give up a part of their equity to obtain investors' funds, so that investors can hold shares and become shareholders instead of borrowing. It is a financing with a certain risk investment nature, and it is a financing method in which both investors and financiers enjoy the benefits and bear the risks. For small and medium-sized enterprises that do not have the conditions of bank financing and capital market financing, this financing method is not only convenient, but also operable.

3. Debt financing means that entrepreneurs or small and medium-sized enterprises use loans from financial institutions such as banks or non-financial institutions (private lending) for financing. After a certain period of time, the parties concerned must repay the principal and pay interest. Lending to financial institutions requires certain conditions such as mortgage, credit and pledge guarantee, and private lending relies more on credit and third-party guarantee.

4. Policy loans refer to the micro-loan policies issued by government departments to support a certain group of entrepreneurs (such as the micro-loan policies for laid-off workers), and also include many funds established to support the development of small and medium-sized enterprises, such as the SME Development Fund and the Innovation Fund. These policy loans are characterized by low interest rate, low-profit industry policy discount, or even interest-free, long repayment period, or even no repayment. However, to obtain these funds, certain policy conditions must be met.

5. financial leasing means that the lessor purchases the equipment according to the leased equipment and suppliers selected by the lessee for the purpose of providing financial financing to the lessee, and the lessee obtains the long-term use right of the equipment at the expense of paying the rent by signing a financial leasing contract with the lessor. As far as the lessee is concerned, the purpose of financing is realized by means of financial leasing.

6. Others include short-term pawn and angel investment. Angel investment mainly refers to a private investment method in which individuals or families with certain capital make early investment in start-ups with development potential. Angel investment is a kind of venture capital, but unlike most venture capital investment projects in the growth stage and listing stage, angel investment mainly invests in unique invention and creation plans, innovative individuals and seed-stage enterprises, and "gives timely help" to the seed-stage projects that have not yet been hatched. It only "helps" the invention plan or seed stage project, and the task of "sending a journey" is completed by institutional venture capital. And various forms such as supplier financing and dealer advance payment. In fact, there are still many sources of funds for starting a business. You can raise funds from various aspects to make the project go smoothly.

the source of funds refers to the channel for obtaining funds. That is where the funds come from. It is divided into three categories: self-owned funds, absorbed funds and special funds. Self-owned funds include funds invested by the state finance (national funds) and funds formed within enterprises (enterprise funds). Absorbed funds, also known as "borrowed funds", mainly include loans from state banks by enterprises and unpaid accounts payable during settlement. Special funds refer to funds for special purposes other than operating funds. Some sources of special funds are extracted by enterprises themselves according to regulations, and some are allocated by state finance or higher authorities. Enterprises with different ownership and business nature have different sources of funds and their composition.