How to buy a capital preservation fund needs to consult relevant information to solve it. According to years of learning experience, if we can solve how to buy capital preservation funds, we can get twice the result with half the effort. Here, I would like to share my experience on how to buy a capital preservation fund for your reference.

How to buy a capital preservation fund

The steps for purchasing a capital preservation fund are as follows:

1. Open Alipay and enter "Ant Insurance" in the top search bar.

2. Click "Ant Insurance" to enter the Alipay insurance platform and find "Financial Management" on the home page or product page.

3. After entering the financial management page, find the "Fund" entrance from below.

4. After entering the fund page, click on the search bar above and enter "capital preservation" or "value preservation" to search.

5. In the fund screening results, select a capital preservation fund to understand the product information.

6. Enter the product details page and click "Buy" or "Buy" to enter the risk protection information.

7. Submit the risk protection information and pay the final payment.

The capital preservation fund can be purchased through the above steps.

Buying skills of capital preservation fund in 2023

Capital preservation fund is a special hybrid fund, whose purpose is to obtain higher income on the basis of capital preservation by investing in fixed-income investment products and capital preservation wealth management products. Here are some suggestions for purchasing a capital preservation fund:

1. Understand the risk-return characteristics of the fund: the capital preservation fund mainly invests in fixed-income investment products and capital preservation wealth management products, with relatively low returns and certain risks. Investors need to understand the characteristics of such funds and make investment decisions according to their own risk tolerance.

2. Rational allocation of assets: The main purpose of capital preservation fund is capital preservation. Therefore, investors should rationally allocate assets to ensure the stability and risk controllability of the portfolio. Usually, in the asset allocation of capital preservation funds, fixed-income investment products and capital preservation wealth management products should occupy a large proportion.

3. Choose a fund with stable performance: the income of the capital preservation fund is greatly influenced by the management ability of the fund manager. Therefore, investors should choose funds with stable performance in order to obtain relatively stable returns.

4. Consider fund expenses: The expenses of capital preservation funds are relatively low, but investors should also consider the expenses of funds, including management fees, custody fees and sales service fees. Investors should choose funds with lower fees to reduce investment costs.

5. Purchase in batches: Investors should purchase capital preservation funds in batches according to their risk tolerance and capital status to reduce investment risks.

In short, the purchase of capital preservation funds requires investors to have a certain risk tolerance, and at the same time, they need to understand the characteristics and risk-return characteristics of such funds, rationally allocate assets, select funds with stable performance, and consider the fund fees and purchase them in batches.

Trading rules of capital preservation fund

The income calculation method of the capital preservation fund is as follows:

1. Revenue is accumulated during the closing period. After the opening, the capital preservation income will be distributed first, and then the excess income will be distributed.

2. For closed-end income, the Foundation will include closed-end income and will not distribute it to investors.

3. For the excess income at the expiration of the capital preservation period, the Foundation will include the income in the opening period and then distribute it to investors.

4. The reference net value of fund shares (IFFR) is calculated on a daily basis. When IFFR is greater than or equal to 97%, the interests of fund share holders will not be affected.

5. When the IFFR is lower than 97%, the investor's fund share will be distributed in proportion according to the holding period.

Please note that investment is risky, and you should fully understand the product information before choosing a suitable wealth management product.

What is better for the fund to buy?

For the choice of funds, different funds are suitable for different types of investors, and the specific choice needs to consider personal risk tolerance, investment period, capital scale and other factors.

Generally speaking, the following funds can be considered:

1. index fund: the investment goal of index fund is to copy the constituent stocks of the index, and the risk and return levels are similar to those of the index, which is suitable for long-term investors.

2. Hybrid funds: The investment scope of hybrid funds includes stocks, bonds and cash. Its risk-return level is relatively high, which is suitable for investors with general risk tolerance.

3. Equity funds: Equity funds mainly invest in the stock market, with high risk and return levels, which are suitable for long-term investors.

4. Bond funds: Bond funds mainly invest in the bond market, with relatively low risk and return levels, which are suitable for stable investors.

5. Money market funds: Money market funds mainly invest in short-term bonds and cash, with low risk and return levels, which are suitable for short-term investors.

It should be noted that the risk and income level of the fund are related to the investment strategy and market environment of the fund manager, and investors should choose the fund according to their own actual situation. At the same time, investors should also pay attention to the expenses of the fund, including management fees, custody fees and sales service fees. These expenses will affect the income level of the fund.

How to calculate the net value of fund subscription

There are two ways to calculate the net value of a fund:

1. Compound interest calculation method: the fund income is carried forward every year. The longer the fund is held, the more shares will be carried forward.

2. Simple interest calculation method: the income is not carried forward and remains in the fund account.

This calculation method may be different among different fund companies, but in the operation cycle of a closed-end fund, the calculation method of fund net value is usually fixed. I hope the above information can help you solve the problem. Please feel free to let me know if you have any other questions.

This is an introduction to how to buy a capital preservation fund.