Fumin Bank is a regular bank. Founded in 2065438+August 2006, China Banking Regulatory Commission approved the first private bank. Belonging to regular commercial banks, the deposit products purchased are also fully guaranteed. With the corporate mission of "helping micro-enterprises to create, enriching the people and rejuvenating the country", we will stick to the positioning of inclusive finance, and carry out the innovation of digital inclusive finance service model and business model closely around serving micro-enterprises, serving agriculture, rural areas and farmers, serving communities and innovating and starting businesses.

I. Classification of banks:

1, Central Bank: The central bank plays an important role in a foundation. It is the dominant financial center institution in China and an important tool for the state to intervene and regulate the development of the national economy.

2. Policy banks: Policy banks refer to professional financial institutions that are established by the government, implement relevant economic policies of the government, conduct financial business in specific fields, and are not for profit.

3. Commercial banks: Different from policy banks, the traditional business of commercial banks is mainly deposit and loan business, and they are institutions.

4. Investment banks: investment banks, corresponding to commercial banks, are a kind of financial institutions mainly engaged in securities issuance, underwriting and trading.

5. World Bank: The main purpose of the World Bank Group is to help countries overcome poverty. It is a worldwide bank.

Two. Classification of banking business:

1. Liabilities: composed of self-owned funds, deposits and loans. Deposits and loans belong to the category of absorbing foreign capital. The main liabilities of banks are deposits, derivative deposits and United Airlines deposits.

2. Asset business: the business that commercial banks operate with funds, that is, the activities that commercial banks release the absorbed funds or invest in order to obtain income, and their profitability is closely related to the situation.

3. Intermediary business: Banks do not need to directly use their own funds, but only need to handle business and provide services on behalf of customers by virtue of their business, technology and reputation.