At present, the lower limit of social security payment in Qingdao is 3,457 yuan, and the upper limit of payment is 19,012 yuan. Combining the local social security payment base and the social security payment ratio stipulated by the government department, the insured can calculate the amount he or she has to pay. Social insurance premiums are paid, but for those insured persons participating in employee social security, the social security payment base is declared by the unit itself.

1. What is the social security payment standard in Qingdao? The upper limit of social security payment in Qingdao is 19,012 yuan, and the lower limit is 3,457 yuan. The social security base is determined based on the monthly average of all salary income of employees from January to December of the previous year. The social insurance payment base is an important basis for calculating the social insurance premiums paid by employers and their employees and the social insurance benefits of employees. It has an upper limit and a lower limit, and the specific amount is determined according to the actual situation of each region. Beginning in January of each year, insured units should go to the municipal social insurance premium collection and payment management center or district social insurance office (hereinafter collectively referred to as the social insurance agency) where insurance registration is handled to declare the social insurance payment base for the next settlement year. The payment base declared by the insured unit must be signed by the insured employee or confirmed by public announcement. If the paying unit fails to declare in accordance with the regulations, the social insurance agency may temporarily determine the amount based on 110% of its monthly payment base in the previous year. The payment base is an important calculation basis for insured persons to enjoy social insurance benefits. After workers participate in social insurance, the social security agency establishes a basic personal pension insurance account and a medical insurance personal account that remain unchanged for life. The higher the employee contribution base, the greater the savings in his or her personal account, the more medical expenses at his disposal, and the higher the pension he will receive when he retires. The concealment, omission, or under-reporting of the payment base by insured units and insured persons will directly reduce the level of enjoyment of social insurance benefits by insured persons. The monthly payment base of social insurance is generally based on the monthly average of the employees' annual wages in the previous year. It is determined once a year, and once determined, it will not change within one year.

2. How is the payment ratio of social insurance in Qingdao stipulated? 1. Pension insurance: the unit payment ratio is 16%, and the individual payment ratio is 8%; 2. Medical insurance: the unit payment ratio is 9.5%, and the individual payment ratio is 9.5%. Ratio 2% 3. Unemployment insurance: The unit payment ratio is 0.7%, and the individual payment ratio is 0.3%; 4. Work-related injury insurance: It is divided into eight categories according to industry categories, namely 0.05%, 0.1%, 0.18%, 0.23%, 0.28%, 0.33%, 0.4%, 0.48%, individual employees do not pay; 5. Maternity insurance and employee medical insurance are collected and paid uniformly, the maternity insurance fund is merged into the employee medical insurance fund, and maternity insurance premiums are no longer collected separately. To sum up, employees should not blindly pay attention to the social security payment standards announced by the social insurance premium collection and collection management agency. In fact, they should pay attention to the social security payment base reported by the employer. When the employer declares the social security payment base, in principle, it should take into account Ensure the employee’s signature.