At present, many people have begun to contact with financial management, and many financial products have been added to the market, which are all suitable for everyone to do financial management. So what wealth management products are suitable for 1 yuan? Let's take a look.

what financial products are suitable for buying p>1 yuan

1. Bank deposit

Bank deposit is the most basic financial management method, with high security, and it also guarantees the principal and interest. However, the bank's current interest rate is too low, so it is recommended to deposit it regularly. The investment threshold of time deposit is not high, and small funds can also be invested. It is recommended to deposit with idle funds.

2. Reverse repurchase of government bonds

The investment threshold of reverse repurchase of government bonds is 1 yuan, which is not high, and it is equivalent to a short-term loan with stable income, high security and low risk.

3. Investment fund

A fund refers to an investment product that is managed and operated by a professional fund manager. Investing in a basket of stocks is equivalent to diversification, with low risk.

(1) Monetary fund

Monetary fund can be regarded as the most common micro-finance methods, such as Yu 'ebao, change card and so on. Money funds have low investment threshold, low risk, stable income, and the most important thing is high flexibility, which facilitates investors' daily living expenses and can also consume while managing money. And most of the money fund investment generally started in 1 yuan.

(2) Fixed investment in the fund

Investors can invest a certain amount in the fund at a fixed time, for example, they can choose weekly or monthly to exchange time for income. The investment threshold is low, and it can also play the role of compulsory savings.

what to pay attention to when buying wealth management products

1. Risk level: When buying wealth management products, everyone must pay attention to the risk level of the products and decide which one to buy according to their risk tolerance. At present, wealth management products are basically not committed to capital preservation, and products with higher expected returns are more risky.

2. Closed period: At present, many wealth management products on the market have closed periods. During the closed period, everyone's funds cannot be withdrawn. Therefore, everyone should decide how long to choose financial products with a closed period according to their own funding arrangements.

3. Expected income: When you buy wealth management products, you also need to know the expected income of wealth management products. You can know the expected rate of return of wealth management products, and you can also know the expected income of wealth management products in the past.

4. Issuer of products: Another issue that people should pay attention to when buying wealth management products is to know the issuer of products and see which financial institution issues and operates their products.