Fixed investment is a long-term investment. Statistics show that the fixed investment has been held for more than 6 years, and 99% of the fixed investment funds are profitable. I suggest you choose stock funds, index funds and hybrid funds that have been established for more than one year and have the highest performance. Money market funds with very stable returns are not suitable for fixed investment The fund selected for fixed investment must be a fund with very high volatility, which is not suitable for fixed investment in a stable market with unilateral rise or fall. Only the volatile market has the opportunity to buy at a low point, so the volatile market is more suitable for fixed investment. At present, I personally recommend index funds. Because once it is converted into a slow bull market, the probability of the index rising is relatively large, and it is easy to bet the wrong money and miss the market when picking stocks in a volatile market.

1. Fixed investment varieties

It is not difficult to recommend a fund, but it is difficult to choose this fund. There are thousands of Public Offering of Fund in China with uneven quality. If you want to choose a satisfactory fund with good returns from these funds. The most fundamental advantage of the fund's fixed investment is to share the investment cost and reduce the risk. However, the premise of realizing this advantage is that the selected investment products must be highly flexible products such as partial stock funds or index funds. Not all types of funds are suitable for fixed investment. The net value curves of money funds and bond funds are almost flat and upward. Fixed investment can not significantly reduce the investment cost. There is little difference between fixed investment and one-time investment, and it is of little significance to make fixed investment.

2. Index funds

Recommend index funds. Because index funds can exist forever and reflect the overall economic trend of a country, the domestic market index always rises with the passage of time. If the long-term investment period is determined, it is a good choice to choose index funds. There are also funds that are relatively actively managed, and the fund managers change frequently and the quality is unstable. Buffett also strongly recommends index funds. He believes that most investors, including institutional investors and individual investors, will find out sooner or later that the best way to invest in stocks is to buy index funds with lower management fees. Investing in index funds, excluding management fees and other expenses, the net return on investment will definitely exceed that of most investment experts.