If MI Finance is part of the Xiaomi Group, you can call Xiaomi Finance customer service to avoid being deceived.

For futures trading, please choose a formal brokerage company platform.

Xiaomi Finance version 8.14.0.39 is a financial technology service platform owned by Xiaomi Company. Its main businesses include consumer credit, third-party payment, Internet financial management, Internet insurance, supply chain finance, financial technology virtual bank, etc.

There are too many traps and scams on the Internet. When doing investment and financial management, please choose a regular company and do not be tempted by high returns. A senior official of the China Banking Regulatory Commission has said that if the return exceeds 6%, you must consider whether it is real?

If the rate of return exceeds 12%, do you need to consider whether the principal is safe?

Before making investment transfers, please confirm the authenticity and reliability of the platform to ensure the safety of your funds.

The main service of Xiaomi Finance is Xiaomi Wallet. Xiaomi Wallet is an APP based on the MIUI system produced by Xiaomi. It is committed to providing users with convenient transactions and diversified functional services.

Xiaomi Wallet supports the following functions: online quick payment, daily recharge payment, offline Mi Pay payment, scan code payment, mobile bus card, mobile door card use and other various usage scenarios.

Xiaomi Pay (Mi Pay) is a multi-scenario mobile payment function provided by Xiaomi Wallet. It uses Xiaomi hardware devices with NFC chips as the carrier and realizes near-field payment through POS machines and payment terminal equipment with UnionPay "Cloud Quick Pass" function.

Complete the transaction and support online payment via Cloud QuickPass.

[15] Mi Pay, developed based on UnionPay’s tag payment technology, allows you to complete the payment by touching the tag with your phone to verify your fingerprint.

Xiaomi Loan Xiaomi Loan is a consumer credit service under Xiaomi Finance. Its main business is personal credit loans and consumer installment loans, and it adopts an unsecured online transaction model.

Based on big data modeling and credit information, it is based on the mobile Internet online platform and uses mobile phones as the carrier to provide services to users.

In September 2015, Xiaomi Loan launched its APP.

The main services of Xiaomi Wealth and Xiaomi Financial Management include bank deposits, insurance financial management, public funds, securities firm asset management, etc., mainly focusing on current and fixed-term services.

Xiaomi Insurance Xiaomi Insurance is an insurance product of Xiaomi Company.

At present, the main services include mobile phone broken screen insurance, million-dollar medical insurance, comprehensive accident insurance, critical illness insurance and other insurance types.

At the same time, it can provide property all risks, cargo transportation insurance, corporate liability insurance and other products for the group and the group's ecological chain companies.

Supply Chain Finance In March 2018, Xiaomi Finance officially launched supply chain financial services.

Relying on the group's main business, it provides full-scenario and full-chain financial services from raw material procurement to terminal sales.

Fintech Xiaomi Fintech is Xiaomi's strategic innovation segment in the financial field. It empowers finance through technology and aims to achieve an effective marriage of assets and funds.

While Xiaomi's financial technology business is exporting financial technology services, it also establishes domestic digital asset EDI, builds a smart financial system, serves internal business lines and external institutions, and can provide one-stop financial services such as management decision-making, business platforms, and product delivery.

plan.

Virtual Bank The virtual bank jointly established by Xiaomi Group and AMTD Group obtained a virtual bank license issued by the Hong Kong Monetary Authority in May 2019.

Integrating innovative financial technology with traditional banking services, we will go online and launch the first batch of services at the end of 2019.

This virtual bank aims to provide touching personalized, intelligent and convenient smart banking services to Hong Kong residents and small and medium-sized enterprise users, and inject new momentum into inclusive finance and industrial finance.

"Xiaomi Change Card" bank type II electronic account On September 17, Xiaomi officially announced that Xiaomi Finance, a financial technology service platform under Xiaomi Group, signed a strategic cooperation agreement with China Construction Bank.

The representative project of cooperation between Xiaomi and China Construction Bank is the "Xiaomi Change Card" bank II electronic account jointly created by ***, which has been officially released to the public.

Regarding the types of bank accounts, Type I is a full-function account, such as a common debit card, while Type II and III accounts are virtual electronic accounts. They are two types of accounts added to the existing Type I accounts, with functions that decrease step by step.

, the capital risk is also gradually reduced.

Xiaomi Change Card is based on Xiaomi Wallet App version 6.16.1.403, which can provide Xiaomi mobile phone users with a series of convenient and safe payment, financial management and other services.

The balance in the change card supports recharge, cash withdrawal, Xiaomi full-scenario payment, purchase of bank agency funds, contracted bank deposit products, etc.