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What happens if the fund falls 100%?
Theoretically, if the fund falls by 100%, the principal will be lost. But in fact, this will not happen, because there are many kinds of funds, including money funds, bond funds, stock funds and mixed funds, and both money funds and bond funds are relatively safe money market tools and national debt, and it is impossible to fall by 100%.

How to buy the fund: After completing the preparation for opening an account, citizens can choose their own time to buy the fund. Individual investors can bring the debit card and fund trading card of the correspondent bank to the counter of the agency outlet to fill in the Application Form for Fund Trading (institutional investors need to affix the reserved seal), and must submit the application before the day of subscription 15: 00, and the counter will accept and receive the receipt of fund business. Two days after handling the fund business, investors can print the business confirmation at the counter. After the fixed investment, no matter how the market fluctuates, they will buy a fixed amount of funds with different net worth every month, automatically forming an investment mode of lightening positions on rallies and adding positions on dips, so that the average cost is at the middle level of the market. The fluctuation range of the whole year will be greater, and the risk of direct one-time investment will be greater. However, if you choose to invest regularly and stick to it, it will smooth the investment cost in the long run. The general starting point of fixed investment business is 100 ~ 300 yuan, which greatly lowers the investment threshold and provides convenience for small investors, so regular fixed investment is more suitable for working class.

Fixed investment can be suspended, terminated or resumed at any time, and no penalty interest will be levied when the contract is terminated. You can advance and retreat calmly in the market risk, which ensures that you can adjust your investment in time according to your own judgment on the market. In the turbulent market environment, flexible investment methods may increase the security of your investment. How to redeem: When investors intend to redeem their funds, they can bring their debit cards and fund trading cards with them, and also fill in and submit the transaction application form before 3 pm. After being accepted at the counter, investors can inquire after five days, and the redeemed funds will arrive. If trading investors need to cancel trading, they can bring their fund trading card and bank debit card to the counter before the trading day 15, fill in the trading application form and indicate the cancellation of trading. If it is after 15, some banks can make an appointment for trading according to the quotation of the day and trade the next working day. Almost all banks and fund management companies support online trading funds.