Which is better for different funds managed by the same fund manager?
1, fund performance
First, we need to compare the performance of different fund products managed by the same fund manager. When comparing historical performance, we can't simply compare whose income is high, but also try to look at the investment ability and performance of different products in different market environments. In the face of ups and downs, which one will better grasp the opportunity, which one is stronger in defense, which one is more in line with the market and which one will have more personal characteristics.
2, the characteristics of the fund
Different fund products will have their own characteristics, even if they are managed by the same fund manager, they may be different in cost, investment scope, scale and operation mode. For example, in terms of rates, some have Class A and some have Class C; From the perspective of investment scope, some are stock funds with higher stock positions and some are hybrid funds with more flexible stock positions.
3. Investment strategy and style
Understand whether the investment strategies and styles of fund managers in different fund products are consistent with their own investment preferences. Different fund products may have different investment objectives, risk preferences and investment strategies, and choosing products consistent with their own investment views and objectives may bring better shareholding experience.
4. Personal investment objectives
According to your investment objectives, choose fund products that meet your needs. In the face of different products, we need to comprehensively consider our own investment time, capital scale, target income and other factors, and choose products that match our own asset allocation plan and investment objectives. For example, funds managed by the same fund manager, one is open regularly and the other is in and out at any time. If you need money urgently in the short term, it may not be appropriate to open it regularly.
Therefore, considering the above factors comprehensively, when facing different products managed by the same fund manager, we'd better know the relevant information of fund products in detail, compare the differences of different products in risk-return characteristics, investment strategies, cost structure, performance and scale, and then make a choice in combination with our own needs and capital situation.